Target Classes

We’re here to help protect employers in the Healthcare field – not just from high industry costs, but from the risks that drive those costs up. Healthcare is one of the fastest growing industries in the United States and offers unusual challenges. With industry expertise, TPM is accomplished in helping our clients navigate a wide range of heathcare segments including allied medical facilities, senior care and human services organizations.

Residential Care and Senior Living

Residential
Long-term Care
Assisted Living
Skilled Nursing and Rehab
Memory Care
Continuing Care Retirement Communities
Adult Family Homes
Regional Hospitals
Senior and Independent Living Facilities

Allied and Miscellaneous Medical

Visiting Nurse Associations (VNAs)
Home Health Staffing Agencies and Staffing to SNF / Hospitals
Home Infusion
Hospice
Companion Care
Telehealth
Adult Day Care
Healthcare Rehabilitation
College and University Health Centers
Dialysis Centers
Emergicenters/Urgicenters
Health Departments
Imaging, X-rays, CAT Scans, MRIs and Ultrasounds
Mobile Healthcare Operations
Medical laboratories, drug testing, paternity, pathology & more

Social Services and Human Service Organizations

Adoption/Foster Care
Substance Abuse Treatment Inpatient and Outpatient
Shelters
Head Start Programs
Programs For DD and MH Patients
Counseling and Therapy Services
Detox
Group Homes
Case Management and Childcare Assistance
Health Centers
Community and Action Agencies
Outreach Programs

Coverages Provided

Workers' Compensation; Guaranteed Cost; Retro and Deductible Plans
Healthcare Professional liability including Sexual Abuse and Molestation
Sexual and Physical Abuse
Property
General liability (Packaged with Professional and Stand Alone)
Cyber
Commercial Auto and HNOA
Excess and Umbrella liability
Worldwide coverage (claim must be filed in the U.S.)

Submission Requirements

Workers' Compensation

Completed Acord 130
Current Experience Mod Worksheet
Loss Runs (minimum 3 years required)
Healthcare Supplemental
2 years of Reviewed / Audited Financials (for Loss Sensitive Programs)

Professional/CGL

Completed Acord 125 & 126
Healthcare Supplemental Application
5 Years of current valued loss runs
Current state license and Last State survey with Plan of Correction if Applicable
Last audited financials or Pro Forma

Property

Completed Acord 125 & 140
Completed SOV on excel (Attached)
Property Supplemental app with complete COPE
5 Years of currently valued loss runs
Latest sprinkler inspection report

Commercial Automobile

Completed Acord to include
Vehicle Categorization: Location, Number of Vehicles by Type, Radius Driven, Annual Mileage
Vehicle Identification Number, Motor Vehicle Reports by Driver including Driver Age and Experience
5 Years of current valued loss runs
Risk Management tools utilized (Telematics, Anti-theft)

Commercial Umbrella

Completed Acord to include General Liability exposure (Sales, Revenue, Square Footage)
Commercial Auto (Number of Vehicles, by Type, Radius Driven, Annual Mileage, MVRs for each driver)
Identification of Underlying Carrier and Limits maintained for General Liability, Commercial Auto, Employers Liability, 5 Years of current valued loss runs